Aug 10, 2023

25 May. 15 Today at 03:58 am August 10, 2023 Non-consolidated Non-consolidated Non-consolidated Non-consolidated ・・P. Non-consolidated Japan Post Investment Corporation by the equity method Financial Data Non-consolidated・・P.16 Interest-Bearing Liabilities Non-consolidated・・P.17 Non-consolidated・・P.18 Non-consolidated・・P.19 Note： All Japanese yen figures in the financial statements of JAPAN POST BANK Co., Ltd. (the "Bank") and its consolidated subsidiaries (the "Group") have been rounded down. Accordingly, the total of each account may not be equal to the combined total of individual items. Copyright© JAPAN POST BANK All Rights Reserved. Financial Highlights Consolidated Net income attributable to owners of parent decreased by ¥1.9 bn year on year to ¥86.8 bn. It equated to 25.9% of the full-year earnings forecast and remained strong. (¥bn, %) Increase (losses) on money held in trust) Net interest income for the three months ended June 30, 2023 decreased by ¥64.5 bn year on year, mainly due to an increase in foreign currency funding costs. Net fees and commissions increased by ¥0.9 bn year on year. Net other operating income decreased by ¥75.6 bn year on year, due to a decrease in gains (losses) on foreign exchanges and gains (losses) on bonds. General and administrative expenses increased by ¥0.6 bn year on year, due to an increase in non-personnel expenses. Non-recurringgains increased by ¥137.9 bn year on year, due to an increase in gains on sales of stocks associated with operations for risk controls and a contribution of gains related to private equity funds and real estate funds. Net ordinary income decreased by ¥1.9 bn year on year, and equated to 25.2% of the full-year earnings forecast of ¥470.0 bn. Net income attributable to owners of parent equated to 25.9% of the full-year earnings forecast of ¥335.0 bn. General and administrative expenses exclude non-recurring losses. Calculation for financial targets in the Medium-term Management Plan (FY2022/3 - FY2026/3) ROE = net income attributable to owners of parent / [(sum of total net assets at the beginning and the end of the period) / 2] x 100 OHR = general and administrative expenses / (net interest income, etc. + net fees and commissions) x 100